Wednesday, May 26, 2010

Best new car loan?

Try lendingtree.com and make sure you go to the lot with your financing in hand. Also, ask the dealer if they have any specials. I had my check in hand when I bought my car, but the dealer ended up having a better rate, so I went with them and never used the check that I had already received.

I Need a car loan with no down payment and no co signer. My credit is bad. How can i get a loan of t

I just went through the same thing, but, I did get a car.... at 21.9% interest. I had to take it... had no other choice. You have to show you are cleaning up your credit record.



I Need a car loan with no down payment and no co signer. My credit is bad. How can i get a loan of this type?

No.



I Need a car loan with no down payment and no co signer. My credit is bad. How can i get a loan of this type?

I think its going to be hard for you to obtain a loan by yourself. If you cant get a co-signer then you have to go through a bank that also gives loans for bad credit but your interest rate is going to be outragous. Good Luck



I Need a car loan with no down payment and no co signer. My credit is bad. How can i get a loan of this type?

Good luck and the answer is no...



I Need a car loan with no down payment and no co signer. My credit is bad. How can i get a loan of this type?

You have to find a dealership that advertises %26quot;we can get you in a car with bad credit%26quot; be prepared to pay 20% interest or more.... and plan on being there all day trying to qualify as they will ask details for every speck on your credit report...



I Need a car loan with no down payment and no co signer. My credit is bad. How can i get a loan of this type?

You will end up with an astronomical interest rate of at least 17.99 % as the bare minimum.

Should I get a car loan or a home equity loan?

Probably outside the scope of your question, but....I would think about doing NEITHER. Can your current car make it for another month or two? Save like a dog--even if you can only scrape up $1000 or $2000 in the next few months--you would be better off buying a 1992 Honda Civic for that and saving for 6 more months and then upgrading.



If you are strapped enough that you would consider a home equity loan for a car, you don't want to be roping yourself into car payments. That's money DUE every single month. A new payment that you have to come up with every month. Ick!



Should I get a car loan or a home equity loan?

You can deduct the interest on a home equity loan on your taxes. You can't deduct the interest on a car loan.



Other then that, all things being equal, it's not going to make much difference. Either way, you are guaranteeing the loan with either your house or the car.



Should I get a car loan or a home equity loan?

Car loan.



Interest rate might very well be cheaper on a car loan than home equity, plus as another answerer has already mentioned, you can default on it if necessary and only lose your car, not your house.



Should I get a car loan or a home equity loan?

home equity will be tax deductible but you dont want to finance a car for 15 years so if you increase the amount of prinicple you pay to have it paid in 5 years or less everything will be for the best

Lowest car loan rates in new jersey?

Your question is really subject to what your buying and your credit score, here is an overview that most likely will confuse you but it's facts.



1 ) the newer the model the longer the term



2 ) the newer the model the lower the rate



3 ) the older the model the shorter the term



4 ) the older the model the higher the rate



5 ) the higher the amount the lower the rate



6 ) the lower the amount the higher the rate



If you want to understand vehicle Interest rates navigate to this link on my site http://www.usedcartips.org/INST.html



Lowest car loan rates in new jersey?

hi martha



i was searching for the same basic thing, only in fl, a few years back, and some guy gave me a site (i dunno who it was or whatever, but i'm glad he did) it was crappycars.googlepages.com - i found a decent loan there, but i don't know if they have anything in nj; you can try tho.



hope you find what ur looking for!



steve



Lowest car loan rates in new jersey?

alot of the car dealers are offering 0% or low interest rates on their loans. also try a credit union or capital one.



Lowest car loan rates in new jersey?

THE BEST THING TO DO IS ASK AROUND YOUR NEIGHBORHOOD AS WELL AS AT WORK AND SEE WHAT OTHER PEOPLE ARE SAYING.



REMEMBER THAT WORD OF MOUTH IS ALWAYS THE BEST ADVERTISEMENT AROUND.



GOOD LUCK.



Lowest car loan rates in new jersey?

at my dealership i can get around 6% on a car from 2006-2008 depending on the credit score this is through m%26amp;t bank we are in south jersey



Lowest car loan rates in new jersey?

There is a lot of useful and intresting information here to help answer your quetion.http://carloan.featured-resources.info/a...

Can i claim tax back on a car loan in ireland?

If you are self emplyed and use the car as a business asset then the interest is chargeable against business profits. If you are a regular PAYE worker wo has just bought a car for your own use (even if you use it to commute to/from work) then I'm afraid not.



Can i claim tax back on a car loan in ireland?

Been there, done that, NO !!!

Wife and I have car loan together. Wife doesn't want to pay for loan can.?

Can I sell the vehicle or return back to bank eventhough she doesn't to pay on it?



Wife and I have car loan together. Wife doesn't want to pay for loan can.?

If both of your names are on the title then both of you are responsible for the payment. If you are separated you might get your lawyer to force the ownership of the car as only hers. That property will become her part of the settlement. You will have to get your name taken off of the title.



Wife and I have car loan together. Wife doesn't want to pay for loan can.?

YOu can sell the car by having someone take over the existing loan. They will have to go through the approval process. Or if you really trust them have them take the car and make the payments. Then your credit reflects the payments. Or you can take it to a dealer who will give you much less than you owe on it and you will still owe on it. Or give it back to the loan company who will take it to auction and after it is auctioned you will have to pay the balance that they didnt get at the auction. My ex filed loan on bankruptcy, I returned car, it was auctioned, owed $4000.00, I then in our divorce had it stated that he had to pay that remaining amount. so he is ending up paying anyway. It was his truck, I had to catch up the payments after I took it from him because of his lack of responsibility. At the same time, I sold my other car to a cousin, who took over payments on my account.Although both your names are on it, the first name on the loan is the main responsible party for the car.



Wife and I have car loan together. Wife doesn't want to pay for loan can.?

Not sure... depends on your state... however, I was in the same boat and the judge signed an order giving meer permission to sell.



Good luck.



(divorce %26amp; family law) http://family.findlaw.com/ (by state AND/OR by topic)



Wife and I have car loan together. Wife doesn't want to pay for loan can.?

if your wife's name is on the title then yes she has to help pay for it

What is tier 5 approval? car loan help?

i went in today to a Ford Dealer who was trying to get me approved throught Ford credit with a first time buyer program. He told me i was approved on a tier 5 level and ill have to wait until monday to get the final approval. has this happened to anyone else? im not sure i understand it, the salesman was very vague. does this basically mean no?



What is tier 5 approval? car loan help?

Tier 5 is like a %26quot;F%26quot;. Are you trying to do a red carpet lease? I wouldn't hold your breath for an approval unless you found a cheap car, have good job history, and cash to put down.



You most likely will need a cosigner.



What is tier 5 approval? car loan help?

It means your credit is poor, and the dealer probably needs to do some extra work to get the deal done. Expect a very high interest rate.

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