Saturday, October 31, 2009

Can I get a debt consolidation loan that would take care of a car loan and a credit card?

If so, what would be good?



The company name, etc



Can I get a debt consolidation loan that would take care of a car loan and a credit card?

Bad credit debt consolidation loans are of two types:



1. Secured bad credit debt consolidation loans:



These types of bad credit debt consolidation loans are secured by a collateral usually some property or a guarantor. Since, the lenders find something to bank upon in case you default on payments, the interest rates on secured bad credit debt consolidation loans are cheaper, the lending amounts are higher and the repayment period can be long.



2. Unsecured bad credit debt consolidation loans:



Persons who do not have anything to offer as the collateral or security, can take unsecured bad credit debt consolidation loans. The lenders find themselves at increasing level of risk while giving such loans. The existing bad credit situation and lack of a collateral, make them charge high interest rates and offer low loan amounts to offset the risk involved. But, a person who has a bad credit and cannot provide a collateral has little choice, but to take these high interest loans. At least by repaying these the borrower can rebuild his credit history.



Deciding which bad credit debt consolidation loan is right for you can be a daunting task. Many companies offer free debt consolidation help to those who are cash strapped. Read more from: http://www.credit-card-gallery.com/credi...



Can I get a debt consolidation loan that would take care of a car loan and a credit card?

not sure if that is possible because they are different types of debt. credit cards are unsecured and car loans are secured. they can reposess your car but they really cant take what you purchased with your credit card. i was in a debt consolidation program that only dealt with unsecured debt. they couldnt add my car payment into the payment plan.



Can I get a debt consolidation loan that would take care of a car loan and a credit card?

I am Mr Peterson,a private Loan lender and a cooperate financial for real estate and any kinds of business financing, we offer Loans to individuals, Firms and cooperate bodies at 5.5% interest rate per annum and 0.5% interest rate monthly base, loan terms determinant, capital base between the amount of $5,000.00 to $50,000,000.00 US Dollars. Loan for developing businesses a competitive edge. We offer the following kinds of loans * Personal Loans (Secure and Unsecured) * Business Loans (Secure and Unsecured) * Consolidation Loan * Combination Loan -Low Down or Zero Money Financing Program Available E-mail: peterson.loaninvestment@yahoo.com



Can I get a debt consolidation loan that would take care of a car loan and a credit card?

Maybe you can try below website to get the information you need. It's about student loan consolidation articles for your second opinion.



Can I get a debt consolidation loan that would take care of a car loan and a credit card?

I dont have the best of credit, well in fact its kinda bad, but I was able to get car loan since I do have a job which is mainly what this place cared most about for me. They are one of these places that have multiple sources and they say like 99 percent approved. So I would give this site a try....



http://thnlnk.com/deal4-you/Auto.Loans/0...



Good luck.



Can I get a debt consolidation loan that would take care of a car loan and a credit card?

You can get a loan through Choice Peer Lending.com They will get you preapproved. You can borrow up to $25,000! Some people consolidate their debt with these loans. Just have a job and good credit.

What is the usual car loan term?

most common term is 60 months although many banks now go up to as much as 96 months, but that is not a good financial decision....



What is the usual car loan term?

this site might be of interest to you. it gives you quotes on car loans instantly with no obligations.



What is the usual car loan term?

his site might be of interest to you. it gives you quotes on car loans instantly with no obligations.

What are the best car loan mortgage company?

in every mortgage company are good and not so good loan officers. ask around and find yourself the one you fill comfortable with.



What are the best car loan mortgage company?

Your bank. Your credit union is even better if you have one.

Can I get a car loan from a dealership with a credit score of 641? Thanks?

Anyone can get a vehicle from any dealership, regardless of credit score. But, the worse your credit score is, the higher the down payment.



Can I get a car loan from a dealership with a credit score of 641? Thanks?

absolutely



Can I get a car loan from a dealership with a credit score of 641? Thanks?

you can get a loan from a car dealer--and not one of these buy here pay here places. you may have a higher interest rate, which means that you'll have a higher monthly payment. but the more you put down, the better. i just bought a brand new 2006 silverado hd with a score almost exact. i pay over $500 a month for it, as my interest rate is 13.25%. but i would pay almost that for a used piece of crap with high miles. i checked into it pretty well before i decided to go new. go talk to a dealer and see what their finance people can do for you. also, i didn't have to put any money down, and i didn't trade anything in, either. just bring a large down payment, and be prepared for them to run a million credit checks.



Can I get a car loan from a dealership with a credit score of 641? Thanks?

Depending on the area that you live in a 641 is a pretty good score. You should have no problem getting a loan and a pretty decent rate as well.



Where I live a 585 score is considered the average and it will get you a good sized loan with a decent rate.



Good luck and check Consumer Reports before you buy a car. Also, check the Blue Book value at Yahoo Autos .com before you buy.

How fast can a car loan raise your credit score?

It take anywhere from 6 to 12 months of steady on time payments for it to affect your score. Most lenders start reporting immediately, some do not maybe only quarterly etc. If you have a lender that reports quarterly you can request they make a one time report for your benefit.



How fast can a car loan raise your credit score?

They don't begin reporting for six months of regular payments.



How fast can a car loan raise your credit score?

Hi kiaunamaha,



I don't agree with PapaBear. It is true that the car loan co. may not begin reporting your payment record, but your credit report will immediately show that you have the car loan.



Before you get a car loan, shop around as much as possible. Why? Simply because the more you look, the more chance you have of finding a better deal.



I did some research on the web to see if there were any unbiased ratings, comparisons or reviews of auto loan companies. I did find one here: http://www.lendersrated.com/index.htm...



I hope this helps you.



Leafgreen



How fast can a car loan raise your credit score?

The account once opened will show up on your credit report.



They should report every month that the account is in good standing. If you make payments on time, your score will rise gradually.



How fast can a car loan raise your credit score?

How high can you spit a watermelon seed in the air?



How fast can a car loan raise your credit score?

it will not happen overnight, atleast 15 to 45 days.

Would I be able to get a car loan?

My credit score is very low. Below 420 at least. I work for the city I work in, which i've been told by several people helps a lot, but I have a deliquent credit card account for $3500 for about a year and half now and some very small online loans that I didn't pay, all due to getting laid off. I'm just now starting to make some money and want to finance a $10,000 truck.



Would I be able to get a car loan?

I work for an auto finance company. My advice is to get a cheap car you can pay cash for. Take all the money you'd be paying on your $10000 loan and make good on the debts you are delinquent on. Then a year or two down the line go for a car loan. Your credit score will be much higher and your interest rate WAY lower. That $3500 delinquent account can be paid off in less than a year! You will feel a lot better about your credit, and will save $1000's in interest!!!



Would I be able to get a car loan?

Below 420?? You have no chance. Buy something you can afford.



Would I be able to get a car loan?

I highly doubt it ... if you did they would charge you a VERY high interest rate... straighten out your financial situation before adding to it.



Would I be able to get a car loan?

with your credit history i dont hink you will be able to becuase people with low credit scores cannot get a car loan and as of what im seeing right now i dont think you will you are going to have a hard time getting one thats for sure i mean a hard hard time getting one but dont give up keep trying ok and good luck.



Would I be able to get a car loan?

Your answer is a buy-here-pay-here lot



Would I be able to get a car loan?

Yes as long as you have a job someone will sell you a car.

I want to get one loan for my car loan and several credit cards. does any one have any good suggesti

Your bank?



I want to get one loan for my car loan and several credit cards. does any one have any good suggestions where?

moneysupermarket.com



I want to get one loan for my car loan and several credit cards. does any one have any good suggestions where?

The best suggestion I can give you is to not get a credit card because you don't have cash. If you want one, I hope you are getting it out of convenience reasons. Even so you could get a debit card linked to your bank account. If you only pay the minimum each month you'll never get that thing payed off. If your gonna get a car loan make sure it's a car that will last long enough for the loan to be payed off, if not longer.



I want to get one loan for my car loan and several credit cards. does any one have any good suggestions where?

Your best bet will be your own bank or credit union. Banks loan money based on whats called loan to value. If the value of the vehicle you are buying is high enough to cover your credit cards you should not have a problem. If it's not? You may have to put some money down to get to the required L.T.V.



I want to get one loan for my car loan and several credit cards. does any one have any good suggestions where?

Take a look at this http://sirlook.com/4rmt9 article i found it should answer your question and also has some good information on credit cards and finding good deals etc.

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