My credit score is very low. Below 420 at least. I work for the city I work in, which i've been told by several people helps a lot, but I have a deliquent credit card account for $3500 for about a year and half now and some very small online loans that I didn't pay, all due to getting laid off. I'm just now starting to make some money and want to finance a $10,000 truck.
Would I be able to get a car loan?
I work for an auto finance company. My advice is to get a cheap car you can pay cash for. Take all the money you'd be paying on your $10000 loan and make good on the debts you are delinquent on. Then a year or two down the line go for a car loan. Your credit score will be much higher and your interest rate WAY lower. That $3500 delinquent account can be paid off in less than a year! You will feel a lot better about your credit, and will save $1000's in interest!!!
Would I be able to get a car loan?
Below 420?? You have no chance. Buy something you can afford.
Would I be able to get a car loan?
I highly doubt it ... if you did they would charge you a VERY high interest rate... straighten out your financial situation before adding to it.
Would I be able to get a car loan?
with your credit history i dont hink you will be able to becuase people with low credit scores cannot get a car loan and as of what im seeing right now i dont think you will you are going to have a hard time getting one thats for sure i mean a hard hard time getting one but dont give up keep trying ok and good luck.
Would I be able to get a car loan?
Your answer is a buy-here-pay-here lot
Would I be able to get a car loan?
Yes as long as you have a job someone will sell you a car.
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