Should I refinance my car loan if I got it -n Aug/06?

my credit score is up 60 points since then, I want to lower the interest rate.

thanks

Should I refinance my car loan if I got it -n Aug/06?

Try it with a local credit union. It's early enough where you won't be backtracking too much, and you could even shorten the term and keep the same payment if you got a better rate.

Should I refinance my car loan if I got it -n Aug/06?

It depends on what your current interest rate is vs. what interest rate you'd qualify for now. Discuss your options with your current loan officier and see if it'd be beneficial to do so.

Should I refinance my car loan if I got it -n Aug/06?

You can find out if it is worthwhile. If you have a really high rate and 60 points puts you into a lower interest rate then it still may only save you like $2 a month. You have to see what the rates are you can get, compare the payments and see if it works.