Can I get a Car Loan based on this info provided?

I've been at the same job for 2 years. I make $24,000 a year. I had one blemish on my report but I paid it off this month. I have no score for two reporters (equifax, transunion) but I have a poor (not very poor) score for experian. Thanks ahead!

Can I get a Car Loan based on this info provided?

Auto finance is what I do for a living and with a 0 score you will require a dealer that has Special Finance, there are lenders out there that will give you a loan with no score but you will need a down payment and will pay a high interest rate.

Find a large dealer that advertises Special Finance and go talk to the manager they will be able to help you.

Can I get a Car Loan based on this info provided?

you only need to make about 1500 per month to get approved. Your score will only affect your interest rate.

Can I get a Car Loan based on this info provided?

Maybe. I mean, there's always the car dealers that will give ANYONE a car loan. But you'll be paying like 26% interest or have one of those loans that you can't pay off early without paying a fee. Can you get a great loan? No, I doubt it. Not without a co-sign. But you should be able to get a mildly decent loan. I'm sure it will still be high interest though.

Can I get a Car Loan based on this info provided?

Everybody needs a car nowadays to fulfill his needs of transportation and for saving the time on commuting. But if the borrower has a bad credit history, then it may somehow become difficult for him to get a loan for the aforesaid. Through bad credit car loan, the borrower can easily buy a car even if he is suffering from a bad credit history.

So many loan opportunities are available for borrowers nowadays for every specific need. But thinking about bad credit borrowers is only done by the concerned few who want the needs of bad credit borrowers to be fulfilled. Bad credit car loan is available to borrowers so that they can buy a new or a used car, whichever they wish and want.

The borrowers who have bad credit can take up the car loan in two forms which are the secured and the other being an unsecured form. Through the secured form of bad credit car loan, the borrower will have to pledge his car as collateral with the lender. This will work by convincing the lender about the repayment of the loan amount and thus the lender will charge a lower rate of interest from the borrower.

If the borrower is not ready to pledge his car as collateral, then he can take up unsecured bad credit car loan. This type of loan is totally collateral free. But the high amount of risk involved entails a higher rate of interest which is charged from the borrower on the loan amount. To lower this rate of interest, some research is required from the borrower閳ユ獨 end.

The borrower can search for loan deals for bad credit car loan online as he is most likely to find affordable deals online which suit his needs. He can compare the loan quotes sent in by the lenders and then make his choice. Bad credit car loan is the respite that bad credit borrowers have been looking for. Now they can buy a car and feel less burdened from it.

Can I get a Car Loan based on this info provided?

You can get a car. Be aware of the interest rate. You may not get anywhere near a prime rate.

Can I get a Car Loan based on this info provided?

No......To be approved you would need to provide a significant amount of cash down, percentage wise. Set your sites on a less than 3 year vehicle that runs at or under the $10,000 price range. Then gather up about $2500 to put down. Applying for that HSBC doesn't help, especially if you don't get it. You want as few inquiries on your credit as necessary, that includes you or car lots checking on it. Transunion is the probably more used at car dealerships, so not having a score is bad. The time on the job is significant, so that should help you.

It will take anywhere from 30 days to 90 days before the blemish is shown paid on your credit report so you should wait, or make sure you keep the receipt showing your account fully paid. Any score under 600 is awful on the Transunion.

Best bet would ask your parents to assist you. If they trust you then it shouldn't be a big deal, if you have shown the ability to pay for your responsibilities. Going in debt is not a disaster but going too far in debt is, so be careful. Your parents would hopefully also be able to provide for a better interest rate, thus giving you a cheaper payment....and by cheaper it could make $100 difference on a loan as small at 10,000! But put as much down as you can to ensure a better chance to get a loan.

Can I get a Car Loan based on this info provided?

Why not get a cash car? It'll get better gas mileage if its not dragging a payment book behind it.

Take what would have been your payments in the bank until you get enough to pay cash for a better car.

No Payments = cash in the bank.

You can make interest instead of pay interest.

Of course the bankers and their loyal followers are gonna tell you to borrow, borrow, borrow.

Debt free is the way to be!

OH What a feeling!

Can I get a Car Loan based on this info provided?

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Can I get a Car Loan based on this info provided?

Hi.

I am Clara jones and i saw your question about needing a loan,In the internet they are alot of scams out there.I decided to answer your question to prevent you being scammed.

I got a loan of $200,000 from an agency online and i was lucky not be scammed.

Contact them at email:globaly_aquinted_org@yahoo.com interest rate of 0.2% is simply great.they use a yahoo email account on our request because its makes contacting them easier. i pomise you that you will not regret taking a loan from them.

sincerly,

Clara jones.