Can I consolidate my car loan and credit cards in one payment if I live with parents?

And if so who should I call? Thanks everyone

Can I consolidate my car loan and credit cards in one payment if I live with parents?

Not a good idea. You're going to end up with a loan on the car for way more than it's worth. And you'll just run up those credit cards again.

Better idea. Pay off the credit cards. Make yourself a strict budget. Take every penny you can squeeze out of that budget and put it on the highest interest rate cardit card, while making minimum payments on the rest. When the highest card is paid off, move to the next till they are all paid in full.

Since you're living with your parents, you shouldn't have any trouble paying those credit cards off within a year. When you do get the cards paid off, only charge what you can afford to pay in full every month. Carrying balances on credit cards is a sure way to sink into deep debt.

Can I consolidate my car loan and credit cards in one payment if I live with parents?

I believe so. I still live at home and I consolidated all my credit cards into one low payment. I used Careonecreditservices.com and they are pretty cool.

Can I consolidate my car loan and credit cards in one payment if I live with parents?

Opt for a debt consolidation loan: The easiest method of getting a debt consolidation loan is to utilize the equity of your home. Equity of your home is calculated and determined by the difference in the amount you have paid and the amount you owe. If the amount you have paid is more than the amount due, you can use it as collateral. This allows you to borrow money on lower interest rates. Besides, you also get tax benefit on this type of loan. Consult your tax advisor before opting for this loan.

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