It's usually pretty quick. I remember my paid off car loan showed up within 30 days. I remember, because I applied for a mortgage soon after my car was paid off.
After paying off a Car Loan, How long does it take to show up on a credit report?
It depends right away. But it does take up to 90 days for your scores to be re-calculated.
After paying off a Car Loan, How long does it take to show up on a credit report?
It should be within 30 days. It should be on there already as long as your finance company reports to the credit bureaus.
After paying off a Car Loan, How long does it take to show up on a credit report?
A total of 45 days to show a zero balance, calculate your score and re-analyze your debt income ratio.
After paying off a Car Loan, How long does it take to show up on a credit report?
It will show up as soon as the finance company reports the payoff to the credit bureau. This should occur within 30 days. Some people have said it takes time for your score to update. They are wrong. your score is not 'stored' it is calculated every time your report is viewed based on the contents of the report at that time. Therefore it is instantly 'updated' every time the report is updated.
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