WOW LOTS OF BAD ADVICE FROM PEOPLE HERE. THE ANSWER TO YOUR QUESTION IS YES. HERE IS WHAT YOU DON'T WANT TO DO.
DON'T APPLY ON LINE AT ALL. THERE ARE NO FIRST TIME BUYER PROGRAMS ON THE INTERNET.
DON'T GET YOU CREDIT SCORE PULLED. ALTHOUGH YOU WONT HAVE A CREDIT SCORE YOU WILL LOOK BAD IF IT APPEARS THAT YOU ARE SHOPPING FOR CREDIT EVERYWHERE.
DON'T GO TO A BUY HERE PAY HERE THAT DOESN'T REPORT TO THE CREDIT BUREAU.
HERE ARE SOME THINGS TO CONSIDER.
MOST FIRST TIME BUYERS PROGRAMS REQUIRE EITHER A GOOD JOB HISTORY OR RECENT COLLEGE GRADUATION. YOU MAY EVEN FIND A FIRST TIME BUYER PROGRAM FOR OVERSEAS IMMIGRANTS WORKING ON A VISA/
YOU CAN ALWAYS PUT A LARGE AMOUNT OF MONEY DOWN AND %26quot;BUY%26quot; YOUR CREDIT.
IF YOU CHOSE TO USE A BUY HERE PAY HERE ONLY FINANCE THE CAR FOR 12 TO 24 MONTHS. MAKE SURE THEY REPORT TO THE CREDIT BUREAU.
TAKE SOMEONE WITH YOU THAT HAS BOUGHT A CAR BEFORE.
CALL AROUND AND ASK SOME DEALERS WHAT KIND OF FIRST TIME BUYER PROGRAMS THEY HAVE.
BEST OF LUCK TO YOU EMAIL ME IF YOU NEED ANY FURTHER INFORMATION
Can i get a car loan with no credit and no co-sign?
yes u can but u have may formality. Then u should not be an N.R.I
Can i get a car loan with no credit and no co-sign?
probably not. no credit is worse than bad credit.....but somebody has to take a chance somewhere. your best bet is to try and get a loan through your bank, or a credit union.....
Can i get a car loan with no credit and no co-sign?
Possibly if you can find a lender who is willing. No credit isn't bad credit. It simply means you don't have enough of a history to have credit one way of the other. Usually a lender would like to see a co-signer, but there is no law requiring one.
If you can find a lender don't expect a good interest rate. You'll possibly be paying out the nose.
You could join a local credit union or a savings and loan and try to get the loan through them. They give better interests rates and may overlook the no credit thing if you are a member.
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